Monthly insurance policy wording update
The Word, June 2024
27 June 2024
Welcome to June’s edition of The Word, where we bring recent news and insight from the insurance sector.
In this month’s edition we consider 2 recent cases in relation to motor and professional indemnity policies. These consider whether a registered driver permitted uninsured driving, in Aviva Insurance Ltd v McCoist, and the enforceability of dishonesty exclusions and aggregation clauses, in Axis Specialty Europe SE v Discovery Land Co LLC.
In legislative developments, we take a look at the passing of the Automated Vehicles Act 2024 and new updates concerning the Draft Terrorism (Protection of premises) Bill and what they mean for insurers.
Finally, we examine current insurance proposal forms and their effectiveness in obtaining information insurers may require about tobacco and nicotine use, together with a consideration of the potential unintended consequences of using increasingly targeted marketing of insurance products.
We hope you find the edition an informative read.
Tim
Contents
- Artificial intelligence in insurance: Targeted marketing as a quasi-underwriting function
- Uninsured driving: The road to liability for insurers and third parties
- Court of Appeal upholds decision on Professional Indemnity Policy exclusions in insurer's appeal
- What does the draft terrorism (Protection of premises) bill (Martyn’s Law) mean for insurers?
- Tobacco and snus use – are insurers asking the right questions?
- Changing lanes: Automated Vehicles Act 2024 becomes law
Meet the team
Tim Johnson
Partner
Joanna Wallens
Associate
Lauren Wilkinson
Legal Assistant
Molly Jeffs
Insurance Wording Technician
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Thomas Gibby
Senior Associate
Related expertise
Key contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Contact Tim
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