Monthly insurance policy wording update
The Word, February 2025
03 March 2025
For our February edition of The Word we cover a range of topics of interest from across the insurance sector.
In light of recent events, we take a look at the LA wildfires and the implications of this for the insurance industry. We also consider what lessons insurers can learn from the Buildings Insurance Survey.
We also consider the impact of two recent decisions; firstly the decision in Clarendon Dental Spa LLP, which provides useful insights into the impact of questions asked by insurers pre-inception; and secondly the decision in Hansen Yuncken v Hollard, which highlights the consequences of unclear policy terms.
Finally, we explore the recent Coca-Cola product recall and the importance of product recall coverage, and the proposal by TfL to introduce compulsory pedicab licencing and insurance.
We hope you find this edition informative and insightful. For more useful insights, you may also want to take a look at our recent Insurance Insights publication.
Tim
Contents
- The LA fires: Counting the insurance cost
- Buildings Insurance Survey: Key insights and next steps
- High Court ruling emphasises the importance of fair presentation
- Hansen Yuncken Pty Ltd v Hollard Insurance: The consequences of “poor” drafting
- Coca-Cola recall: A reminder for insurers on product recall coverage
- TfL Considers Pedicab Licensing and Insurance Proposals
Meet the team
Tim Johnson
Partner
Joanna Wallens
Associate
Lauren Wilkinson
Trainee Solicitor
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Thomas Gibby
Senior Associate
Key contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Contact Tim
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